Eligibility
You must complete KYC verification and be approved by the admin before you can perform recharges or bill payments. You are responsible for keeping your login credentials, MPIN, and registered devices secure.
Wallet and Transactions
All recharges and bill payments are deducted from your wallet balance. You are responsible for maintaining sufficient balance before initiating a transaction. Transaction status (success, failure, or pending) is determined by the operator or biller and may take time to confirm — refunds for failed transactions, where applicable, follow the Refund Policy.
Margins and Commissions
Margins are configured by the admin and may vary by operator, provider, and your retailer group. Margins may be changed by the admin at any time; changes apply to transactions made after the change takes effect.
Prohibited Use
You may not use this app for any transaction on behalf of someone else without their consent, for any unlawful purpose, or in a way that attempts to circumvent fraud detection or transaction limits.
Account Suspension
We reserve the right to suspend or disable an account found in violation of these terms, engaged in suspected fraud, or flagging repeated failed verification attempts, pending investigation.
Limitation of Liability
While we take reasonable steps to ensure transactions are processed accurately, we are not liable for delays or failures caused by telecom operators, billers, banks, or payment gateways outside our direct control.
Changes to These Terms
We may update these terms from time to time. Continued use of the app after an update means you accept the revised terms.